Phone: +372 53835142
CASCO
Coverage Includes:
Vehicles Subject to Public Registration:
Vehicle Equipment:
Passenger Luggage:
What can be insured against?
What influences the policy price?
Vehicles Subject to Public Registration:
- Automobiles
- Motorcycles
- Trucks
- Buses
- Trailers
- Motorboats
Vehicle Equipment:
- Spare parts
- Accessories
- Navigation systems
- Safety systems
- Service equipment
Passenger Luggage:
- Personal belongings of passengers
- Bags and suitcases
- Sports equipment
- Documents and valuables carried by passengers
What can be insured against?
- Road traffic accidents, including collisions with other vehicles, animals, or stationary objects, as well as running off the road and hitting potholes.
- Fire, including incidents resulting from explosions or fires involving trees, masts, or falling objects and substances.
- Damage due to natural disasters such as lightning strikes, hail, and flooding.
- Damage caused by animals.
- Loss or damage due to the negligence or malicious intent of third parties.
- Theft of the vehicle or its components.
- Damage from negligent or intentional acts by the vehicle user.
- Damage incurred during the loading or unloading of cargo.
- Impact from hydro-related incidents.
What influences the policy price?
- The market value of the vehicle.
- The vehicle's year of manufacture.
- The intended use of the vehicle.
- The number of insured vehicles.
- The geographical area where the vehicle is used.
- The types of losses covered by the policy.
- The policy excess amount.
- The vehicle's previous loss history.