Insurance for livestock and other animal groups

Cattle:

• Cows: Insurance covers both domestically kept and commercially farmed cattle, including cows, bulls, and young cattle. Coverage may include losses due to diseases, accidents, or other causes affecting the health and productivity of the cattle.

Pigs:

• Pig Herds: Insurance covers pig herds, including both adult pigs and piglets. Coverage may include protection against diseases, injuries, and other risks impacting the health and productivity of the pigs.

Sheep:

• Sheep Flocks: Insurance covers sheep, including both adult sheep and lambs, used for wool, meat, or milk production. Coverage can include various risks such as diseases or accidents.

Goats:

• Goat Herds: Insurance covers goats used for milk, meat, or wool production. Protection may include losses resulting from diseases, injuries, or other risks affecting goat health.

Poultry Flocks:

• Chicken, Duck, Goose, and Other Poultry Flocks: Insurance covers different types of poultry raised for egg or meat production. Coverage may include losses due to diseases, injuries, and other risks.

Bee Colonies:

• Beekeeping Colonies: Insurance covers bees and their colonies used for honey production or other beekeeping purposes. Coverage can include losses from diseases, natural disasters, or other risks affecting bee health and production.

This type of insurance provides financial protection and helps manage risks associated with animal husbandry and care.

What Can Be Covered by Insurance?

• Diseases and Injuries: Protection against various illnesses and injuries affecting animals.
• Natural Disasters: Risks from natural events such as frost, sunstroke, and heatstroke.
• Fire: Coverage for losses or damages caused by fires.
• Falls: Incidents where animals fall during grazing or other activities.
• Poisoning: Protection against poisoning from toxic plants or substances.
• Accidents with Vehicles: Coverage for injuries or deaths caused by animals being struck by vehicles.
• Wild Animal Attacks: Protection against injuries or losses due to attacks by wild animals.
• Unlawful Acts: Coverage for damages resulting from criminal activities or vandalism by third parties.
• Accidents During Birth: Protection against complications or losses related to childbirth.
• Other Accidents: Coverage for various other unforeseen accidents affecting the animals.

What Influences the Cost of the Policy?

• Coverage Amount: The total insured value for the animals.
• Type and Number of Animals: The species and quantity of animals being insured.
• Location: The geographical area where the animals are kept.
• Types of Covered Losses: The specific risks and types of losses that the policy addresses.
• Policy Excess: The deductible amount that must be paid before the insurance coverage kicks in.
• Previous Loss History: The record of past claims or losses related to the insured animals.