The policy offers financial compensation for unforeseen expenses incurred while traveling internationally. This includes:
- Medical Expenses: Coverage for emergency medical treatments and hospitalization abroad.
- Trip Cancellation or Interruption: Reimbursement for non-refundable expenses if the trip is canceled or cut short due to unforeseen events.
- Emergency Evacuation: Costs associated with emergency transportation to a medical facility or back to the home country.
- Lost or Stolen Baggage: Compensation for the loss, theft, or damage of personal belongings during travel.
- Travel Delays: Reimbursement for additional expenses incurred due to delays in transportation, such as meals or accommodation.
- Personal Liability: Coverage for legal costs and claims if the insured is held responsible for causing injury or damage to third parties.
- Other Unexpected Expenses: Additional expenses not covered by the above categories, as specified in the policy terms.
Factors that influence the cost of the policy include:- Coverage Types: The specific types of losses and incidents covered by the policy.
- Coverage Amount: The total amount of financial protection provided.
- Geographic Scope: The regions or countries where coverage is applicable.
- Age of Insured Individuals: The age range of the people covered by the policy.
- Number of Insured Individuals: The total number of people included in the policy.