The policy offers financial compensation for the following circumstances:

• Injury or Bodily Harm: Covers situations where an employee of the legal entity sustains physical injuries or harm.
• Accident-Related Incidents: Compensation is provided specifically if the injury or harm results from an accident.
• Cash Compensation: The policy ensures a monetary payout to cover the costs associated with the injury or bodily harm suffered by the employee.

What Can Be Covered by Insurance?

• Injuries incurred while performing job duties
• Injuries resulting from road traffic accidents
• Wounds from animal bites
• Infections caused by bites from animals or insects (such as encephalitis, tetanus, etc.)
• Poisoning from toxic plants, gases, chemicals, or other hazardous substances
• Injuries from freezing, burns, lightning strikes, or electrocution
• Other life-threatening injuries and related incidents

What Factors Influence the Cost of the Policy?

• Insured amount
• Employment type
• Number of employees covered
• Age distribution of employees
• History of claims paid (for policy renewals)